First Home Owner Grant in Queensland
Queensland's First Home Owner Grant is $30,000 for a new home (including off-the-plan and house-and-land packages) with a total value under $750,000, for contracts signed from 20 November 2023. It was due to end on 30 June 2026, but the Queensland Government has announced it will continue for the next 4 years.
Stamp duty for first home buyers
For contracts signed from 1 May 2025, first home buyers pay no transfer duty on a brand-new home or vacant land to build on, at any price. For an established home, the first home concession removes duty up to $700,000 and phases out by $800,000.
From 1 August 2026, only Australian citizens, permanent residents and specified foreign retirees can claim home and first home concessions.
Queensland is the most generous state for new homes: a $700,000 new home can bring a $30,000 grant plus a $24,525 duty saving.
Work out your exact duty with the Queensland stamp duty calculator.
What first home buyers get: examples
| Example | Grant | Duty without concession | Duty you pay | Total benefit |
|---|---|---|---|---|
| New home, $700,000 | $30,000 | $24,525 | $0 | $54,525 |
| Established home, $650,000 | $0 | $22,275 | $0 | $22,275 |
Who's usually eligible
- You're 18 or over, and at least one buyer is an Australian citizen or permanent resident.
- You (and your partner) haven't owned a home in Australia before or received a first home grant.
- You move in within 12 months and live there for at least 6 to 12 months, depending on the scheme.
The exact rules differ between the grant and the duty concession, so check each one before you sign.
Federal schemes you can add
5% Deposit Scheme. Buy with a 5% deposit (2% for single parents) and pay no lenders mortgage insurance. There are no income limits or caps on places, but the price must be under the cap for your area: $1,000,000 in Queensland ($700,000 in regional areas). Estimate what you'd save with the LMI calculator.
Help to Buy. The government can take an equity share in your home, so you need a smaller loan. For 2026–27 the income limits are $103,000 for singles and $165,000 for couples and single parents. Property price caps and other conditions apply.
First Home Super Saver scheme. Save part of your deposit inside super, where it's taxed at 15%. You can contribute up to $15,000 a year and release up to $50,000 in total. Our salary sacrifice calculator shows how much you'd save.
Common questions
Is the Queensland $30,000 grant still available?
Yes. The boosted $30,000 grant was scheduled to end on 30 June 2026, but the Queensland Revenue Office says it will continue for the next 4 years. It's for new homes valued under $750,000.
Do first home buyers pay stamp duty on a new home in Queensland?
No. For contracts from 1 May 2025, eligible first home buyers pay no transfer duty on a new home or vacant land, with no price cap.
What about established homes in Queensland?
There's no grant, but the first home concession removes duty up to $700,000 and reduces it up to $800,000.
Grants in other states
General information only. Grants and concessions have detailed conditions and can change. Source: Queensland Revenue Office; Housing Australia.