First Home Owner Grant in South Australia
South Australia's First Home Owner Grant is up to $15,000 for a new home. For homes bought or built from 6 June 2024 there's no property value cap.
Stamp duty for first home buyers
For contracts from 6 June 2024, first home buyers pay no stamp duty on a new home or vacant land to build on, with no price cap. Established homes don't get any first home duty relief in SA.
Buying new makes a big difference in SA: a $650,000 new home can bring $44,580 in grant and duty savings, while a $550,000 established home gets nothing.
Work out your exact duty with the SA stamp duty calculator.
What first home buyers get: examples
| Example | Grant | Duty without concession | Duty you pay | Total benefit |
|---|---|---|---|---|
| New home, $650,000 | $15,000 | $29,580 | $0 | $44,580 |
| Established home, $550,000 | $0 | $24,080 | $24,080 | $0 |
Who's usually eligible
- You're 18 or over, and at least one buyer is an Australian citizen or permanent resident.
- You (and your partner) haven't owned a home in Australia before or received a first home grant.
- You move in within 12 months and live there for at least 6 to 12 months, depending on the scheme.
The exact rules differ between the grant and the duty concession, so check each one before you sign.
Federal schemes you can add
5% Deposit Scheme. Buy with a 5% deposit (2% for single parents) and pay no lenders mortgage insurance. There are no income limits or caps on places, but the price must be under the cap for your area: $900,000 in SA ($500,000 in regional areas). Estimate what you'd save with the LMI calculator.
Help to Buy. The government can take an equity share in your home, so you need a smaller loan. For 2026–27 the income limits are $103,000 for singles and $165,000 for couples and single parents. Property price caps and other conditions apply.
First Home Super Saver scheme. Save part of your deposit inside super, where it's taxed at 15%. You can contribute up to $15,000 a year and release up to $50,000 in total. Our salary sacrifice calculator shows how much you'd save.
Common questions
How much is the first home owner grant in SA?
Up to $15,000 for a new home, with no value cap for contracts from 6 June 2024.
Do first home buyers pay stamp duty in SA?
Not on a new home or vacant land to build on. First home buyers of established homes pay full stamp duty.
Is there a price cap on SA first home buyer benefits?
No. Since 6 June 2024 both the grant and the stamp duty relief have no price cap.
Grants in other states
General information only. Grants and concessions have detailed conditions and can change. Source: RevenueSA; Housing Australia.